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Mortgage Lender First Mortgage Licensing Requirements
WARNING
: CAUTION & DISCLAIMER
This page contains information
for the mortgage lending industry. We
discourage anyone from relying on the compiled
list for lending licensing solutions because
the list does not cover the entire lending industry
or licensing laws.
Do not draw individualized licensing and compliance
conclusions from this material. Failure to obtain
the proper assistance from an experienced licensing
and compliance specialist may result in individual
and business fines and prison terms. Please
email us if you find any errors on our pages
and we will do the research and correct the
errors. For more legal information please click
on the “Legal” link.
Mortgage
Lender Purchase Money Licensing Requirements |
| States |
Licensing |
In
State Presence |
Net
Worth |
| Alabama |
No |
No |
$25,000
|
| Alaska |
N/A |
N/A |
N/A |
| Arizona |
Yes |
Yes |
Up
to $250,000 |
| Arkansas |
Yes |
No |
$25,000
|
| California |
Yes |
No |
$250,000
|
| Colorado |
N/A |
No |
N/A |
| Connecticut |
Yes |
No |
$250,000 |
| DC |
Yes |
No |
$200,000
|
| Delaware |
Yes |
No |
N/A |
| Florida |
Yes |
No |
$250,000
|
| Georgia |
Yes |
Depends |
$250,000
|
| Hawaii |
Yes |
Yes |
N/A |
| Idaho |
Yes |
No |
N/A |
| Illinois |
Yes |
Depends |
$150,000
|
| Indiana |
N/A |
N/A |
$100,000
|
| Iowa |
Yes |
No |
N/A |
| Kansas |
Yes |
No* |
$50,000
|
| Kentucky |
Yes |
No |
$500,000 |
| Louisiana |
Yes |
Yes |
$50,000
|
| Maine |
Yes |
No |
$25,000
|
| Maryland |
Yes |
No |
N/A |
| Massachusetts |
Yes |
No |
$100,000
|
| Michigan |
Yes |
No |
$25,000
|
| Minnesota |
Yes |
No |
N/A
|
| Mississippi |
Yes |
Yes |
N/A |
| Missouri |
Yes |
Yes |
$25,000
|
| Montana |
Yes |
No |
$25,000 |
| Nebraska |
Yes |
No |
N/A |
| Nevada |
Yes |
Yes |
N/A |
| New
Hampshire |
Yes |
No |
$100,000
|
| New
Jersey |
Yes |
Yes |
$250,000
|
| New
Mexico |
Yes |
Yes |
N/A |
| New
York |
Yes |
No |
$250,000
|
| North
Carolina |
Yes |
No |
$250,000
|
| North
Dakota |
Yes |
No |
N/A |
| Ohio |
Yes |
No* |
$50,000
|
| Oklahoma |
Yes |
No |
N/A |
| Oregon |
Yes |
No |
N/A |
| Pennsylvania |
Yes |
Yes |
$250,000
|
| Rhode
Island |
Yes |
No |
$100,000
|
| South
Carolina |
Yes |
Yes |
$25,000 |
| South
Dakota |
Yes |
No |
N/A |
| Tennessee |
Yes |
No |
$25,000
|
| Texas |
Yes |
Yes |
N/A |
| Utah |
Yes |
No |
N/A |
| Vermont |
Yes |
No |
$25,000
|
| Virginia |
Yes |
No |
$200,000 |
| Washington |
Yes |
No |
N/A |
| West
Virginia |
Yes |
No |
$250,000 |
| Wisconsin |
Yes |
Yes* |
$250,000
|
| Wyoming |
N/A |
N/A |
N/A |
|
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